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Either you Call the bankruptcy attorneys for the bank and take a look at to settle it as speedy and furious as you can for as minor as you can get absent with Or maybe just overlook it and hope the they drop the Observe which you signed alternatively.
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Or perhaps file a chapter 13 bankruptcy. A chapter thirteen can let you strip the 2nd home loan lien If your balance around the 1st home finance loan is substantial enough, which it doesn’t audio like it really is, or it could enable you to pay off the 2nd above a 5 calendar year interval. That may be a fairly rough payment to generate but when its only for 5 a long time, then the 2nd could be paid off and gone in five years.
You’re trapped Along with the lien. If your lender is no more settling 2nd mortgages Then you really’re caught With all the deal you initially signed after you signed the deed of trust.
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